Current Contract on File
⚠ Active Contract — National Bank of Canada (BNC)
Subaru Ascent 2021 — Used VehicleVéhicule Usagé
Lachute Subaru (Garage Réjean Pilon Inc.) · Contract ref. 22222341 · Signed April 22, 2024
Client: XXXXXXX · Address: XXXXXXX
Client: XXXXXXX · Address: XXXXXXX
$613
per month
7.99%
interest rate
~$23K
balance owing
82
payments left
~$22K
market value
Apr. 2029
contract end
Québec Lease Market · March 2026
All Lease Options
Toutes les Options de Location
$0 down payment · 36 months · CAD before 15% taxes · Sorted cheapest to most expensive · Click any card for details
#1 · CheapestMoins cher
Compact SUVVUS Compact
Hyundai Venue 2026
1.6L · Automatic · Front-wheel drive only
~299$/mo
36 mo · $0 down · 20,000 km/yr
−$314/mo
vs your Ascent
Drivetrain
⚠ FWD only
Fuel economy
~7.5 L/100
Winter Québec
⚠ Limited
MSRP
$24,049
Gov't rebate
✕ None — gasoline engine
Lowest-priced new car in Canada. Excellent city vehicle. FWD is less effective in heavy Québec snowfall — quality winter tires are essential.
#2 · ReliableFiable
Compact SedanBerline Compacte
Hyundai Elantra 2026
2.0L · CVT · Front-wheel drive only
~319$/mo
36 mo · $0 down · 20,000 km/yr
−$294/mo
vs your Ascent
Drivetrain
⚠ FWD only
Warranty
5 yr / 100,000 km
Winter Québec
⚠ FWD only
MSRP
$25,821
Gov't rebate
✕ None — gasoline engine
Reliable compact backed by Hyundai's industry-leading 5-year warranty. Best city commuter in its class. FWD is weaker in deep snow conditions.
#3 · Hybrid BudgetHybride Budget
Hybrid SedanBerline Hybride
Toyota Corolla Hybrid 2026
1.8L Hybrid · CVT · FWD standard (AWD option ~+$30/mo)
~339$/mo
36 mo · $0 down · 20,000 km/yr
−$274/mo
vs your Ascent
Drivetrain
FWD (AWD opt.)
Fuel economy
~4.4 L/100 km
Reliability
★★★★★ Toyota
MSRP
$27,853
Gov't rebate
✕ None — standard hybrid (no plug)
Toyota ranks #1 for reliability. Exceptional ~4.4L/100km fuel efficiency. AWD upgrade available for ~$30/month extra. 5-star NHTSA safety.
#4 · AWD Budget
Sport Hatchback AWDFamiliale Sport AWD
Mazda3 Sport AWD 2026
2.5L · CVT · Full-time AWD — standard
~359$/mo
36 mo · $0 down · 20,000 km/yr
−$254/mo
vs your Ascent
Drivetrain
✓ AWD standard
Handling
Best in class
Winter Québec
✓ Excellent
MSRP
~$28,500
Gov't rebate
✕ None — gasoline engine
Best handling car in its segment. AWD comes standard — ideal for Québec winters. Premium-feel interior. Dealer 12 min: Mazda Des Sources, Dorval.
#5 · Hybrid FWDHybride FWD
Hybrid SUVVUS Hybride
Kia Niro Hybrid 2026
1.6L + Electric motor · CVT · Front-wheel drive only
~369$/mo
36 mo · $0 down · 20,000 km/yr
−$244/mo
vs your Ascent
Drivetrain
⚠ FWD only
Fuel economy
~5.0 L/100 km
Winter Québec
⚠ Snow tires req.
MSRP
~$30,195
Gov't rebate
✕ None — standard hybrid (no plug)
Very fuel-efficient hybrid. Significant savings at the pump vs your current Ascent. FWD only — quality winter tires are essential in Québec for safe driving.
★ TOP PICK
⭐ Best Overall for QuébecMeilleur Choix pour le Québec
Toyota Corolla Cross Hybrid AWD 2026
2.0L Hybrid · CVT · Electronic On-Demand AWD — standard
~389$/mo
36 mo · $0 down · 20,000 km/yr
−$224/mo
vs your Ascent
Drivetrain
✓ AWD standard
Fuel economy
~5.5 L/100 km
Winter Québec
✓ Perfect!
Reliability
★★★★★ Toyota
Gov't rebate
✕ None — standard hybrid (no plug)
★ Best overall recommendation for Québec. AWD + hybrid + Toyota reliability = less fuel, less maintenance, maximum safety in snow. Nearest dealer: Spinelli Toyota Pointe-Claire — 15 min.
#7 · Subaru AWD
Compact SUV — Same brand as yoursVUS Compact — Même marque que le vôtre
Subaru Crosstrek Commodité 2026
2.5L · CVT · Symmetrical AWD (identical to your Ascent)
~424$/mo
36 mo · 2.49% rate · $0 down · 20,000 km/yr
−$189/mo
vs your Ascent
Drivetrain
✓ Symmetrical AWD
Lease rate
2.49% — lowest!
EyeSight Safety
✓ Standard
MSRP
$30,595
Gov't rebate
✕ None — gasoline engine
Same legendary Subaru Symmetrical AWD as your current Ascent. Lowest lease rate: 2.49%. EyeSight safety standard. Nearest dealer: Subaru Des Sources, Dorval — 10 min, open Saturdays.
#8 · Family HybridHybride Famille
Hybrid SUV · SpaciousVUS Hybride · Spacieux
Honda CR-V Hybrid AWD 2026
2.0L Hybrid · CVT · Full-time AWD standard
~459$/mo
36 mo · $0 down · 20,000 km/yr
−$154/mo
vs your Ascent
Drivetrain
✓ AWD standard
Fuel economy
~6.0 L/100 km
Cargo space
✓ Very spacious
MSRP
~$39,990
Gov't rebate
✕ None — standard hybrid (no plug)
Spacious AWD hybrid — excellent for a family. Honda's reliability record is outstanding. 2.99% lease rate available until March 30, 2026.
⚡ EV · $7K Rebate
100% Electric SUVVUS 100% Électrique
Hyundai Kona Electric 2026
100% Electric · FWD · 415 km summer range
~380$/mo
After $7,000 gov't rebate · 36 mo · $0 down
−$233/mo
vs your Ascent
Drivetrain
⚠ FWD only
Running cost
~$3 / 100 km
Winter range
⚠ −30% in cold
Range (summer)
415 km
Gov't rebate
✓ $2,000 QC + $5,000 Federal = $7,000
100% electric — near-zero fuel cost. The $7,000 rebate significantly reduces the lease. FWD is weaker in deep snow. Home charger required (+$600 rebate available). Dealer: Hyundai West Island — 12 min.
⚡ AWD EV · $7K Rebate
Only AWD Electric in list with rebateSeul électrique AWD avec rabais
Chevrolet Equinox EV AWD 2026
100% Electric · Full-time AWD · ~500 km summer range
~400$/mo
After $7,000 gov't rebate · 36 mo · $0 down
−$213/mo
vs your Ascent
Drivetrain
✓ AWD standard
Running cost
~$3 / 100 km
Winter Québec
✓ AWD + Electric
Range (summer)
~500 km
Gov't rebate
✓ $2,000 QC + $5,000 Federal = $7,000
Only AWD electric car with full rebates in this analysis. $7,000 off the lease price. Near-zero fuel costs. Home charger required. Chevy dealers available in West Island area.
#11 · Subaru Hybrid
Hybrid SUV — Subaru brandVUS Hybride — Marque Subaru
Subaru Crosstrek e-BOXER Hybrid 2026
2.5L + Electric · CVT · Symmetrical AWD · 194 hp
~440$/mo
36 mo · 4.99% · $0 down · 20,000 km/yr
−$173/mo
vs your Ascent
Drivetrain
✓ Sym. AWD
Power
194 hp
Winter Québec
✓ Legendary
MSRP
$40,595
Gov't rebate
⚠ None — e-BOXER is NOT a plug-in hybrid
⚠ Note: e-BOXER = standard hybrid without plug-in charging port. Therefore, zero government rebate. Real lease ~$606/mo before tax. Dealer: Subaru Des Sources — 10 min, open Sat.
#12 · Large Family SUVGrand VUS Famille
Large Hybrid SUVGrand VUS Hybride
Toyota RAV4 Hybrid AWD 2026
2.5L Hybrid · CVT · Full-time AWD standard
~519$/mo
36 mo · $0 down · 20,000 km/yr
−$94/mo
vs your Ascent
Drivetrain
✓ AWD standard
Fuel economy
~6.0 L/100 km
Family space
✓ Very spacious
MSRP
~$41,490
Gov't rebate
✕ None — standard hybrid (no plug)
Most spacious AWD hybrid in this analysis. Best for larger families. Toyota reliability is exceptional. Still less expensive than your current Ascent. Dealer: Spinelli Toyota — 15 min.
Government Incentive Programs · 2026
Rebates — Québec 2026
Subventions — Québec 2026
Applicable to electric vehicles and plug-in hybrids (PHEV) only. Standard hybrids do not qualify. Program expires December 31, 2026.
PROGRAM EXPIRES — December 31, 2026. Final Year.
The Roulez Vert program ends permanently on December 31, 2026. Rebate amounts have already been reduced by 50% since 2024. Acting sooner maximizes your savings window before the program closes forever.
Correction from previous analysis:Correction de l'analyse précédente :
The Subaru Crosstrek e-BOXER was previously referenced with ~$12,000 in government rebates. This was incorrect. The e-BOXER is a standard hybrid with no charging port. It therefore receives zero government rebate. Only 100% electric vehicles and plug-in hybrids (PHEV) equipped with a charging port qualify for rebates.
La Subaru Crosstrek e-BOXER a été précédemment référencée avec ~12 000$ en rabais gouvernementaux. C'était incorrect. Le e-BOXER est un hybride standard sans prise de recharge. Il ne reçoit donc aucun rabais gouvernemental. Seuls les véhicules 100% électriques et les hybrides rechargeables (PHEV) avec une prise qualifient.
Roulez Vert — Québec
Province of Québec · Expires Dec 31, 2026
$2,000
max 2026
⚡ 100% Electric vehicle — newVéhicule 100% électrique — neuf
$2,000
PHEV ≥ 15 kWh (plug-in hybrid)(hybride rechargeable)
$1,000
PHEV 8–15 kWh
$500
Home charging station installationInstallation borne à domicile
$600
Standard hybrid (Corolla, Niro, e-BOXER)Hybride standard (Corolla, Niro, e-BOXER)
$0
PAVÉ — Federal · Canada
Government of Canada · 2026
$5,000
max 2026
⚡ 100% Electric vehicle — newVéhicule 100% électrique — neuf
$5,000
PHEV ≥ 15 kWh
$2,500
PHEV 8–15 kWh
$2,500
Max MSRP (non-Canadian manufactured)PDSF max (non-fabriqué au Canada)
$50,000
Standard hybridHybride standard
$0
How to Claim Your RebateComment Réclamer Votre Rabais
01
Verify vehicle eligibility
Confirm on the official list at vehiculeselectriques.gouv.qc.ca — your vehicle must appear on it.
02
Inform the dealer
State: "Je veux profiter du Roulez Vert." The dealer manages the application on your behalf.
03
Immediate price reduction
Rebate is deducted at contract signing. No forms to mail. No waiting period. You pay less from day one.
04
Québec registration required
Vehicle must be registered in your name in Québec. Minimum lease term: 12 months.
05
Additional $600 for charger
Separate Roulez Vert rebate for Level 2 home charging station installation. Apply online independently.
Authorized Dealers · Near XXXXXXX
Dealers Near Your Location
Concessionnaires Proches de Vous
Location: XXXXXXX — sorted by proximity.
★ Closest · 10 min · Open SatLe plus proche · 10 min · Ouvert sam
Subaru Des Sources
~10 min · Crosstrek 2026 in stock · Recommended~10 min · Crosstrek 2026 en stock · Recommandé
2291 Place Transcanadienne
Dorval, QC H9P 2X7
Dorval, QC H9P 2X7
514-683-3880
Subaru
Mon–Thu 7:00–21:00 · Fri 7:00–18:00
Sat 10:00–16:00 ✓ · Sun closed
Sat 10:00–16:00 ✓ · Sun closed
Crosstrek 2026e-BOXER HybridIn Stock
★ Toyota · 15 min · Highest ratedMieux noté
Spinelli Toyota Pointe-Claire
~15 min · 4.6 stars from 2,240 customers~15 min · 4,6 étoiles de 2 240 clients
10 Av. Auto Plaza
Pointe-Claire, QC H9R 3H9
Pointe-Claire, QC H9R 3H9
514-694-1510
Toyota
Mon–Thu 7:00–21:00 · Fri 7:00–18:00
Sat 10:00–16:00 ✓ · Sun closed
Sat 10:00–16:00 ✓ · Sun closed
Corolla Cross Hybrid AWDRAV4 Hybrid
Hyundai West Island
~12 min
1585 Boul Hymus
Dorval, QC H9P 1J5
Dorval, QC H9P 1J5
514-683-1666
Hyundai
Mon–Thu 9:00–20:00 · Fri 9:00–18:00
Sat 10:00–16:00 ✓
Kona Electric 2026 · Elantra · Tucson PHEV
Sat 10:00–16:00 ✓
Kona Electric 2026 · Elantra · Tucson PHEV
Mazda Des Sources
~12 min
2345 Place Transcanadienne
Dorval, QC H9P 2X7
Dorval, QC H9P 2X7
514-630-3333
Mazda
Mon–Thu 7:15–21:00 · Fri 7:15–18:00
Sat 10:00–16:00 ✓
Mazda3 Sport AWD · CX-50
Sat 10:00–16:00 ✓
Mazda3 Sport AWD · CX-50
Subaru de Laval
~30 min
1640 Jean-Noël-Lavoie Est
Laval, QC H7M 5E5
Laval, QC H7M 5E5
844-914-4703
Subaru
Mon–Fri 7:00–20:00 · Sat–Sun closed
Crosstrek 2026 · e-BOXER Hybrid
Crosstrek 2026 · e-BOXER Hybrid
Lachute Subaru
~1 hr · Current dealer · BNC file on record~1 h · Concessionnaire actuel · Dossier BNC enregistré
415 Av. Béthany
Lachute, QC J8H 4H3
Lachute, QC J8H 4H3
450-485-5346
Subaru
Mon–Thu 7:30–19:00 · Fri 8:00–17:00
Sat–Sun closed · BNC contract file on record
Sat–Sun closed · BNC contract file on record
Executive Summary
Full Comparison — All 12 Models
Comparaison Complète — 12 Modèles
Sorted by monthly cost · CAD · Before 15% taxes · $0 down · 36 months · 20,000 km/yr · March 19, 2026
← Scroll to see all columns →
| # | ModelModèle | AWD | TypeType | $/month$/mois | RebateSubvention | Monthly savingÉcon. mensuelle |
|---|---|---|---|---|---|---|
| — | XXXXXXX — Ascent 2021 (currentactuel) | ✓ | Used gasEssence usagé | $613 | — | — |
| 1 | Hyundai Venue 2026 | ✕ | GasEssence | ~$299 | — | −$314 |
| 2 | Hyundai Elantra 2026 | ✕ | GasEssence | ~$319 | — | −$294 |
| 3 | Toyota Corolla Hybrid 2026 | OptionOption | Hybrid | ~$339 | — | −$274 |
| 4 | Mazda3 Sport AWD 2026 | ✓ | Gas AWDEssence AWD | ~$359 | — | −$254 |
| 5 | Kia Niro Hybrid 2026 | ✕ | Hybrid | ~$369 | — | −$244 |
| ★ 6 | Toyota Corolla Cross Hybrid AWD 2026 | ✓ | Hybrid AWD | ~$389 | — | −$224 |
| 7 | Subaru Crosstrek Commodité 2026 | ✓ | Gas AWDEssence AWD | ~$424 | — | −$189 |
| 8 | Honda CR-V Hybrid AWD 2026 | ✓ | Hybrid AWD | ~$459 | — | −$154 |
| 9 | Hyundai Kona Electric 2026 | ✕ | ⚡ EV | ~$380* | $7,000 | −$233 |
| 10 | Chevrolet Equinox EV AWD 2026 | ✓ | ⚡ EV AWD | ~$400* | $7,000 | −$213 |
| 11 | Subaru Crosstrek e-BOXER 2026 | ✓ | Hybrid AWD | ~$440 | ✕ Not PHEV | −$173 |
| 12 | Toyota RAV4 Hybrid AWD 2026 | ✓ | Hybrid AWD | ~$519 | — | −$94 |
* After Québec $2,000 + Federal $5,000 = $7,000 total rebate applied to lease · All prices CAD · 15% taxes (QST+GST) not included · $0 down payment · 36-month term · 20,000 km/year · Data verified March 19, 2026 Après rabais Québec 2 000$ + fédéral 5 000$ = 7 000$ total appliqué au bail · Tous les prix en CAD · Taxes 15% (TVQ+TPS) non incluses · 0$ comptant · Terme 36 mois · 20 000 km/an · Données vérifiées le 19 mars 2026
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